*{font-size: 12px;}
body{font-family: Tahoma; color: black; background-color: #F9F7EB;  background-image: url(../img/bg_top.gif);  background-position: top;  background-repeat: repeat-x;  }
.lang,.copyr,a.why,a,a.calc{text-decoration: none}
.lang,.lang:hover,.lang_sel,.copyr{vertical-align: middle;}
.lang{color: White; text-decoration: none;}
.lang:hover,.lang_sel,.copyr{color: #ea9ea0;}
.copy{padding-top: 15px;}
table.menu1,table.menu2,table.main_phone,table.main_phonein{background-position: top right;background-repeat: no-repeat;}
table.main{	background-image: url(../img/glasses.gif);background-repeat: no-repeat;background-position: top left;}
table.menu1{background-image: url(../img/phone_top.gif);}
table.menu2{background-image: url(../img/phone_mid.gif);}
table.main_phone{background-image: url(../img/phone.gif); z-index:100;}
table.main_phonein{background-image: url(../img/phonein.gif); z-index:100;}
.news{ padding-left: 36px; padding-right: 10px; text-align: justify; height: 150px;}
.artic{ padding-left: 20px; padding-right: 10px; text-align: justify;}
.date{color: #B51F22;}
a.archive { color: #B51F22; text-decoration: underline;}
a.archive:hover { text-decoration: underline;}
a{color: #b51f22;}
a.date {color: #B51F22;}
a:hover{color: #FFB222;}
a.why,a.calc{font-size: 12px;font-weight: normal;}

a.why{padding-left:10px; color: #e89004; text-decoration: underline;}
a.why:hover{text-decoration: none;}

a.calc {color: #e89004; text-decoration: underline;}
a.calc:hover{text-decoration: none;}
.menu_bot_sel,a.menu_bot,.menu_top_sel,a.menu_top,.title, .title2 {font-family: "Times New Roman";}
.title{font-size: 23px;color: #b4b4b4; vertical-align: bottom; text-align: center;}
.maintitle {padding:0; margin:0 0 0 36px; font-size: 23px; color: #b4b4b4; font-family: "Times New Roman";}
.title2{font-size: 23px;color: #b4b4b4;vertical-align: bottom;text-align: left;}
.text{font-size: 12px;padding-top: 10px;padding-left: 40px;padding-right: 40px;text-align: justify;}
.text_new{font-size: 11px;}
.menu_t{background-position: right;background-repeat: repeat-y;}
.menu_up{background-image: url(../img/menu_bg.gif);background-repeat: repeat-y;}
a.menu_top,.menu_top_sel{font-size: 18px;text-align: center; font-weight: normal;}
a.menu_top{color: #bb7101;}
a.menu_bot:hover,.menu_top_sel{color: white;}
a.menu_top:hover {text-decoration:underline}
/*.menu_b{background-image: url(../img/menu_bg_up.gif);}*/
a.menu_bot {font-size: 15px;text-align: center;font-weight: normal; color: white;}
.menu_bot_sel {font-size: 15px;text-align: center;font-weight: normal; color: #89191C;}
.menu_padding,.menu_b,.menu_t,.menu_up{padding-left: 15px; padding-right: 15px;}

div.title {
	padding: 20px 0 30px 0;
	display: block;
	width: 100%;
}

div.title h1.mtitle {
	font-size: 23px;
	color: #727272; 
	vertical-align: bottom; 
	text-align: center;
	padding:0;
	margin:0 10px;
	font-weight:normal;
}

div.title h1.mtitle {
	margin-top: 10px;
	padding: 0 15px;
}

div.title span.stitlel {
	background: url(../img/title_left.gif) no-repeat left top;
	vertical-align: top; 
	padding:10px 0; 
	margin:0;
	z-index: 0;
}

*div.title span.stitlel { 
	padding:20px 0;
}

div.title span.stitler {
	background: url(../img/title_right.gif) no-repeat right top;
	vertical-align: top; 
	padding:10px 0; 
	margin:0;
	z-index: 0;
}

*div.title span.stitler { 
	padding:20px 0;
}

.calcdiv {
	padding:0; margin:0;
	background: url(../img/calc.gif) no-repeat center bottom;
}

.calcdivmain {
	padding-top:50px; margin:0;
	background: url(../img/calc.gif) no-repeat center bottom;
}

.whydiv {
	padding:0; margin:0;
	background: url(../img/wallet.gif) no-repeat center bottom;
}

h3 {
	font-size: 12px;
	color: #B51F22;
}